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Federally
insured by NCUA
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Effective
01/31/2012
Savings Rates
Account Type |
Rate |
APY* |
Minimum Balance |
Balance to earn Dividends |
Early Withdrawal Penalties
|
| Primary Share |
.10% |
.10% |
$5.00 |
$100.00 |
|
| Share |
.10% |
.10% |
$1.00 |
$100.00 |
|
| Christmas/Vacation Club |
.15% |
.15% |
$1.00 |
$25.00 |
$5.00 |
| Funeral/Vault/ Casket Trust |
.10% |
.10% |
$1.00 |
$100.00 |
|
| Share Draft |
.00% |
.00% |
$100.00 |
|
|
| CD - 6 Month |
.20% |
.20% |
$5,000 |
|
90 days |
| CD - 1 Year |
.45% |
.451% |
$1,000 |
|
90 days |
| CD - 2 Year |
.75% |
.752% |
$1,000 |
|
90 days |
| IRA - Share Account |
.20% |
.20% |
$1.00 |
|
|
| IRA - 1 Year CD |
.45% |
.451% |
$1,000 |
|
90 days |
| IRA - 2 Year CD |
.75% |
.752% |
$1,000 |
|
90 days |
All CD's can be used for Funeral Trust CD's
Fees or other conditions could reduce the earnings on the account
* APY = Annual Percentage Yield
No Loan Specials at this
time - Please Check Back
Mortgage Rates
Loan Type |
Rate With at Least
$20,000 New Money |
Rate With No Cash Out
or < $20,000 New Money |
Payment
per $1,000* |
Down Payment |
Max
Term |
1st Mortgage (Prime Residence)
(3 year demand) |
|
4.50% |
$4.77 / $5.24
|
20% |
Up to 360 MO |
2nd Mortgage (Prime Residence)
(3 year demand) |
4.74% |
5.29% |
$5.21 / $5.67 |
20% |
Up to 360 MO |
1st Mortgage (Vacation / 2nd Home)
(3 year demand) |
4.99% |
5.79% |
$5.36 / $5.86 |
20% |
Up to 360 MO |
2nd Mortgage (Vacation / 2nd Home)
(3 year demand) |
5.74% |
6.49% |
$5.83 / $6.32 |
20% |
Up to 360 MO |
Lot Loan
(3 year demand) |
6.49% |
7.25% |
$6.32 / $6.83 |
20% |
Up to 360 MO |
* Payment per $1,000 for all mortgage loans do not
include amounts for taxes and insurance.
A new appraisal may be required.
Consumer Loans
Loan Type |
Rate |
* Payment per $1,000 |
Down Payment |
Max Term |
New Vehicles
(2012 & 2011) |
3.49% |
$13.44 |
10% |
Up to 84 MO |
Used Vehicles
(2011 - 2004) |
3.99% |
$15.64 |
10% |
Up to 72 MO |
Used Vehicles
(2003 and Older) |
4.99% |
$23.03 |
20% |
Up to 48 MO |
Recreational Vehicles**
(2012 & 2011) |
3.74% |
$13.55 |
10% |
Up to 84 MO |
Recreational Vehicles**
(2011 - 2004) |
4.24% |
$15.76 |
10% |
Up to 72 MO |
Recreational Vehicles**
(2003 and Older) |
5.24% |
$23.14 |
20% |
Up to 48 MO |
| CD Pledged |
Rate + 3% |
n/a |
n/a |
Term of CD |
| Share Pledge Loan |
3.35% |
$84.92 |
n/a |
12 MO Balloon |
Signature Loan
(with at least $1,500 New Money) |
8.49% |
$20.52 |
n/a |
60 MO |
Signature Loan
(with less than $1,500 New Money) |
9.49% |
$21.00 |
n/a |
60 MO |
* Requires a minimum monthly payment of $100.00 per
month.
** "Recreational Vehicles" include Campers/RV's, Boats,
Motorcycles, Snowmobiles, and ATV's
Rates are subject to change without notice. Please call our office
at 920-448-4182 for current rates and disclosures.
Max term is based on vehicle age and loan amount.
All rates shown are Annual Percentage Rates (APR).
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