|
Federally insured by NCUA
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Effective
6/22/2010
Savings Rates
Fees or other conditions could reduce the earnings on the account
*APY = Annual Percentage Yield
Account Type |
Rate |
APY* |
Minimum Balance |
Balance to earn Dividends |
Early Withdrawal Penalties
|
| Primary Share |
.45% |
.451% |
$5.00 |
$25.00 |
|
| Share |
.45% |
.451% |
$1.00 |
$25.00 |
|
| Christmas/Vacation Club |
.75% |
.752% |
$1.00 |
$1.00 |
$3.00 |
| Funeral/Vault/ Casket Trust |
.45% |
.451% |
$1.00 |
$25.00 |
|
| Share Draft |
.25% |
.25% |
$100.00 |
$500.00 |
|
| CD - 6 Month |
.70% |
.702% |
$5,000 |
|
90 days |
| CD - 1 Year |
1.15% |
1.155% |
$1,000 |
|
90 days |
| CD - 2 Year |
1.50% |
1.508% |
$1,000 |
|
90 days |
| IRA - Share Account |
.85% |
.853% |
$1.00 |
|
|
| IRA - 1 Year CD |
1.15% |
1.155% |
$1,000 |
|
90 days |
| IRA - 2 Year CD |
1.50% |
1.508% |
$1,000 |
|
90 days |
All CD's can be used for Funeral Trust CD's
Loan Rates
Loan Type |
Rate |
Payment per
$1,000 |
Down Payment |
Max
Term |
| New Vehicles |
4.49% |
$15.87 |
10% |
72 Months |
Used Vehicles
(2010 - 2006) |
4.99% |
|
10% |
60 Months |
Used Vehicles
(2005 and Older) |
5.99% |
$23.49 |
10% |
48 Months |
| Motorcycles, ATV's, Boats, Campers, Snowmobiles |
5.99% |
$19.33 |
10% |
60 Months |
| CD |
Rate + 2% |
n/a |
n/a |
Term of CD |
| Share Pledge Loan |
3.49% |
$84.92 |
n/a |
12 mo / Balloon |
| Signature Loan |
9.49% |
$21.01 |
n/a |
60 Months |
1st Mortgage (Prime Residence)
(3 year demand) |
|
$5.24
|
10%*
20% |
up to 360 months |
2nd Mortgage (Prime Residence)
(3 year demand) |
5.49% |
$5.67 |
10%* 20% |
up to 360 months |
1st Mortgage (Vacation or 2nd Home)
(3 year demand)
|
5.79% |
$5.86 |
10%* 20% |
240 months
360 months |
2nd Mortgage (Vacation or 2nd Home)
(3 year demand) |
6.49% |
$6.32 |
10%*
20% |
240 months
360 months |
Lot Loan
(3 year demand) |
7.25% |
$6.83 |
10%*
20% |
up to 360 months |
Rates are subject to change without notice. Please
call our office at 920-448-4182 for current rates and disclosures.
Payment per $1,000 for all mortgage loans do not include amounts
for taxes and insurance.
All rates shown are Annual Percentage Rates (APR).
* 10% Down payment requires a new appraisal for all loans ordered
by BCECU - NO EXCEPTIONS
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