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 Effective August 20, 2008
Savings Rates
Account Type |
Rate |
APY |
Minimum Balance |
Balance to earn Dividends |
Early Withdrawal Penalties |
| Primary Share |
1.00% |
1.004% |
$5.00 |
$25.00 |
|
| Shares |
1.00% |
1.004% |
$1.00 |
$25.00 |
|
| Share Drafts |
.50% |
.501% |
$100.00 |
$500.00 |
|
| Christmas/Vacation Club |
1.20% |
1.205% |
$1.00 |
|
$3.00 |
| Funeral/Vault/ Casket Trust |
1.00% |
1.04% |
$1.00 |
$25.00 |
|
| IRA |
2.50% |
2.524% |
$1.00 |
|
|
| 1 Yr. IRA CD |
3.10% |
3.136% |
$1,000 |
|
90 days |
| CD - 6 month |
2.65% |
2.676% |
$5,000 |
|
90 days |
| CD - 1 year |
3.10% |
3.136% |
$1,000 |
|
90 days |
| CD - 2 years |
3.25% |
3.29% |
$1,000 |
|
90 days |
Loan Rates
Loan Type |
Rate |
Payment per $1,000 |
Down Payment |
Term |
| Secured/Consumer - New |
5.75% |
$16.55
(72 mo) |
10% |
up to 72 months |
| Secured/Consumer - Used |
6.25% |
$23.60
(48 mo)
|
10% |
up to 48 months |
| Secured/Consumer - Used (10 + years) |
7.50% |
$31.11
(36 mo)
|
10% |
up to 36 months |
| Signature Loan |
10.25% |
$25.49
(48 mo)
|
n/a |
up to 48 months |
| Share Pledge Loan |
5.00% |
$29.97
(36 mo)
|
n/a |
based on loan amount |
| CD |
Rate + 2% |
|
n/a |
Balloon/CD Maturity |
1st Mortgage
(3 year demand) |
5.50% |
$5.68
(360 mo)
|
20% |
up to 360 months |
2nd Mortgage
(3 year demand) |
5.99% |
$5.99
(360 mo)
|
20% |
up to 360 months |
| Lot Loan |
7.25% |
$6.83
(360 mo)
|
20% |
up to 360 months |
Mobile Home Loans
(3 year balloon) |
11.00% |
$10.33
(240 mo) |
20% |
up to 240 months |
Rates are subject to change without notice. Please call our office at 920-448-4182 for current rates.
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